Las 109 startups que están revolucionando el sector de los pagos móviles

apayo,

Este sector ha movido 3.800 millones de dólares de financiación durante 2015.

2015 ha sido un año excepcional para todas aquellas empresas emergentes dedicadas al ámbito de los pagos. Según los datos que maneja la firma de análisis CB Insights, las startups de este negocio habrían obtenido 3.800 millones de dólares de fondos durante el ejercicio.

La consultora, que en su día confeccionó una tabla periódica en la que se incluían tanto las startups como los inversores del segmento de pagos, ha elaborado ahora un gráfico en el que engloba a las 109 compañías privadas más destacadas en esta industria, estableciendo nueve categorías diferentes según dónde y cómo operan.

  • Servicios de pago online– En primer lugar están empresas como Stripe o WePay que ayudan a los negocios a mover su procesamiento de pagos online y hacerlos más disponibles, seguros y económicos.
  • Automatización y racionalización de la facturación– Zuora y Paymentus, entre otras, son servicios que agilizan la facturación y automatizan los procesos financieros.
  • Pagos en los puntos de venta- La nórdica iZettle o Revel permiten pagar directamente en los comercios a través, de lectores de tarjetas, mochilas y otros dispositivos. Estas startups rivalizan con la americana Square, que domina el negocio y acaba de salir a bolsa.
  • Servicios de pagos personales– Aquí se incluye a compañías como MobiKwik o Affirm que ofrecen a los consumidores las plataformas de pagos más convenientes. Hay algunos actores en este campo que se dirigen hacia ciertos nichos de mercado.
  • Pagos en bitcoins- Hay unos cuantos players importantes que utilizan esta divisa digital para que los pagos sean más rápidos y seguros. En España tenemos empresas como Coinffeine.
  • Pagos en ecommerce- Son startups que adaptan sus soluciones a las empresas y tienda que venden online. Klarna es una de ellas. Esta permite contar con crédito instantáneo para realizar compras en línea sin tener que proporcionar los datos de pago. Este reduce la fricción del proceso.
  • Pagos con tarjetas conectadas- Firmas como Coin y Stratos están apostando por esta vía.
  • Servicios de envío de dinero- TransferWise o Remitly dan soluciones digitales para el envío de dinero de un país a otro de forma rápida y barata.infografia-startups-pagos
  •    El auge de los pagos    
    Startups Inversores Categorías  
    Adyen Felicis Ventures, Index Ventures, Iconiq Capital Online Payment/Processing Services
    Stripe Sequoia Capital, General Catalyst Partners, Khosla Ventures Online Payment/Processing Services
    Dwolla Union Square Ventures, Village Ventures Online Payment/Processing Services
    2CheckOut Chicago Growth Partners, Trident Capital Online Payment/Processing Services
    GoCardless Accel Partners, Passion Capital Online Payment/Processing Services
    Paymill Sunstone Capital, Holtzbrinck Ventures Online Payment/Processing Services
    Credorax  FTV Capital, Blumberg Capital Online Payment/Processing Services
    YapStone  Accel Partners, Meritech Capital Partners Online Payment/Processing Services
    YeePay TA Associates Online Payment/Processing Services
    Omise  East Ventures Online Payment/Processing Services
    Trustly Group Bridgepoint Online Payment/Processing Services
    Cheddar Up Foundry Group, Foundry Accelerator Online Payment/Processing Services
    Flywire Spark Capital, Maveron Online Payment/Processing Services
    WePay August Capital, Highland Capital Partners Online Payment/Processing Services
    Network Merchants Bregal Sagemount, Goldman Sachs, TPG Capital Online Payment/Processing Services
    Citrus Payment Solutions Sequoia Capital India, Beenos Partners, econtext Asia Online Payment/Processing Services
    Exchange Corporation 500 Startups, Arbor Ventures Online Payment/Processing Services
    Zooz lool Ventures, Rhodium Online Payment/Processing Services
    Mobeam yet2Ventures, Draper Athena Online Payment/Processing Services
    Slimpay  Prime Ventures Online Payment/Processing Services
    ToT Money Otkritie Online Payment/Processing Services
    Quisk Monvia, Plug and Play Ventures Online Payment/Processing Services
    Alpha Payments Cloud Undisclosed Angels Online Payment/Processing Services
    Sequent Software Opus Capital, JADO Investments Online Payment/Processing Services
    Razorpay Software Y Combinator, Matrix Partners India Online Payment/Processing Services
    Affirm Lightspeed Venture Partners, Khosla Ventures Personal Payment Services
    Mozido Wellington Management, TomorrowVentures Personal Payment Services
    ItzCash Card Intel Capital, Matrix Partners India Personal Payment Services
    One97 Communications Alibaba, Intel Capital, Sapphire Ventures Personal Payment Services
    Fastacash Jungle Ventures, SPRING Seeds Capital Personal Payment Services
    Openbucks Clearstone Venture Partners Personal Payment Services
    YellowPepper LIV Capital, International Finance Corporation Personal Payment Services
    SupportPay Draper Associates, T5 Capital Partners Personal Payment Services
    Plastiq Flybridge Capital Partners, Accomplice Personal Payment Services
    Obopay Redpoint Ventures, ONSET Ventures, Richmond Management Personal Payment Services
    Ant Financial Services China Post Capital, National Social Security Fund Personal Payment Services
    MobiKwik Sequoia Capital India Personal Payment Services
    TabbedOut New Enterprise Associates, Trellis Partners Personal Payment Services
    Yoyo Imperial Innovations, Firestartr Personal Payment Services
    Number26 Earlybird Venture Capital, Redalpine Venture Partners Personal Payment Services
    Flypay Entrée Capital, Time Out Group Personal Payment Services
    TableSafe Swiftsure Capital, Soundboard Angel Fund Personal Payment Services
    Rev Worldwide IA Capital Group, Omidyar Network Personal Payment Services
    TransferWise IA Ventures, Andreeson Horowitz Money Transfer Services
    Remitly TomorrowVentures, Bezos Expeditions, Trilogy Equity Partners, Founders Co-op Money Transfer Services
    Azimo e.ventures, Greycroft Ventures Money Transfer Services
    Currency Cloud Accomplice, Anthemis Group, Notion Capital Money Transfer Services
    BitPesa Pantera Capital Money Transfer Services
    Boom Financial RRE Ventures, Digicel Group Money Transfer Services
    WorldRemit Accel Partners, Technology Crossover Ventures Money Transfer Services
    Circle Internet Financial  Accel Partners, General Catalyst Partners Money Transfer Services
    Viamericas International Finance Corporation Money Transfer Services
    iZettle Creandum, Index Ventures Point of Sale Payments
    Revel Systems DCM Ventures, Welsh Carson Anderson & Stowe Point of Sale Payments
    Dream Payments Corp. Blue Sky Capital, Real Ventures, Rouge River Capital Point of Sale Payments
    Flint Mobile Storm Ventures, True Ventures, Verizon Ventures Point of Sale Payments
    Ezetap Mobile Solutions Social Capital, Berggruen Holdings Point of Sale Payments
    PayClip Alta Ventures Mexico, ACCION Point of Sale Payments
    Jusp Principia, Vertis SGR Point of Sale Payments
    SimplyTapp Lightspeed Venture Partners, Verizon Ventures, Blue Sky Capital Point of Sale Payments
    Payleven B Cinque, New Enterprise Associates, Rocket Internet Point of Sale Payments
    Mobeewave SBT Venture Capital Point of Sale Payments
    ShopKeep POS Tribeca Venture Partners, TTV Capital Point of Sale Payments
    Payzer Grotech Ventures, Route 66 Ventures Point of Sale Payments
    Apriva Canaan Partners, RRE Ventures Point of Sale Payments
    Powa Technologies Bright Station Ventures, Wellington Management Point of Sale Payments
    Lightspeed POS Accel Partners, iNovia Capital Point of Sale Payments
    CardConnect FTV Capital Point of Sale Payments
    SumUp Payments b-to-v Partners, Shortcut Ventures, Tengelmann Ventures, BBVA Ventures, American Express Ventures Point of Sale Payments
    Mswipe Technologies Matrix Partners India, DSG Consumer Partners, Axis Bank Point of Sale Payments
    Poynt Corp Google Ventures, Matrix Partners, Nyca Partners, Webb Investment Network Point of Sale Payments
    Miura Systems Draper Espirit Point of Sale Payments
    PayRange Google Ventures, Matrix Partners, Nyca Partners Point of Sale Payments
    Lavu Aldrich Capital Partners Point of Sale Payments
    Coiney Credit Saison, Innovation Network Corporation of Japan Point of Sale Payments
    Payfirma Dundee Securities Point of Sale Payments
    BitPay Founders Fund, Horizons Ventures Bitcoin Payments
    Bitstamp Pantera Capital Bitcoin Payments
    SnapCard Great Oaks Venture Capital, Blockchain Capital Bitcoin Payments
    Coinify SEED Capital Bitcoin Payments
    Bitnet Technologies Highland Capital Partners, Rakuten, Webb Investment Network, Stephens Investment Management, Commerce Ventures, Buchanan Capital Management Bitcoin Payments
    Align Commerce Pantera Capital, Digital Currency Group Bitcoin Payments
    Coin SoftTech VC Connected Card Payments
    Stratos Toba Capital, Resonant Venture Partners Connected Card Payments
    Swyp TiE Angels Connected Card Payments
    Klarna Sequoia Capital, General Atlantic, Atomico Ecommerce Payments
    Iyzico SpeedInvest, 212 Capital Partners Ecommerce Payments
    2C2P GMO VenturePartners Ecommerce Payments
    Splitit Simpel Management Ecommerce Payments
    Zebit Correlation Ventures, Crosslink Capital, Leapfrog Ventures, Wildcat Venture Partners Ecommerce Payments
    Zuora Benchmark Capital, Shasta Ventures, Marc Benioff Billing, Automation, Streamlining
    MineralTree .406 Ventures, Fidelity Growth Partners India, First Data Billing, Automation, Streamlining
    NVoicePay Mosaik Partners, Silicon Valley Bank, Women’s Venture Capital Fund Billing, Automation, Streamlining
    Traxpay Earlybird Venture Capital Billing, Automation, Streamlining
    Paymentus GrowthWorks, Relay Ventures, Accel-KKR Billing, Automation, Streamlining
    PayVeris Axiom Venture Partners, Connecticut Innovations, David Dame, Ironwood Capital Billing, Automation, Streamlining
    Transactis Metamorphic Ventures, StarVest Partners, Billing, Automation, Streamlining
    PaySimple Susquehanna Growth Equity Billing, Automation, Streamlining
    Fortumo Greycroft Partners, Intel Capital Billing, Automation, Streamlining
    MyCheck Eli Elroy, Saban Capital Group, Stef Wertheimer, Yoav Harlap, Santander InnoVentures Billing, Automation, Streamlining
    Danal Morgenthaler Ventures Billing, Automation, Streamlining
    Vindicia  DCM Ventures, Symantec Billing, Automation, Streamlining
    Aria Systems Hummer Winblad Venture Partners, Venrock Billing, Automation, Streamlining
    Bill.com DCM Ventures, August Capital, Emergence Capital Partners Billing, Automation, Streamlining
    Boku Khosla Ventures, Index Ventures, Benchmark Capital Billing, Automation, Streamlining
    Judo Payments Route 66 Ventures Billing, Automation, Streamlining
    Tipalti Wicklow Capital Billing, Automation, Streamlining
    ivinci Health Inova Health System, Intermountain Healthcare, St. Luke’s Health System Billing, Automation, Streamlining
    NumberMall SRI Capital Billing, Automation, Streamlining